Country systems
Zambia: the Government Service Bus, ZamPortal and payment gateway
Short answer
- ZamPortal deployed by
- Electronic Government Division (SMART Zambia Institute) 1
- Channels
- Bank transfer, debit and credit card, mobile money, cash at commercial banks 2
- Status
- Live. Local council payments onboarded in eight councils by July 2026 2
What the system is and who runs it
ZamPortal says the Government Service Bus has changed access to government services by digital means 1. It says ZamPortal is deployed by the Electronic Government Division (SMART Zambia Institute) 1. ZamPortal is a website and government platform on the GSB 1.
The SMART Zambia site says it leads initiatives to improve public service delivery through e-government solutions 4.
In July 2026 ITWeb reporter Arnold Mulenga named the platforms as the GSB, the Government Electronic Payment Gateway ZamPortal and ZamPay 2.
Start date and legal basis
The official pages opened for this article do not give a launch date for the GSB or ZamPortal. In September 2024 ZamPortal reported collections since its inception without giving the start date 1.
The official pages opened for this article do not cite the law under which the Electronic Government Division runs the platforms 1,4.
How a payer uses it
ZamPortal says it hosts all digital government services and interacts with the public 1. Services named in July 2026 include passport applications, rent payments and road tax 2.
Payment channels named by the Ministry of Finance official were bank transfers, debit and credit cards, mobile money and cash deposits at commercial banks 2.
Collections and the local authority gateway
In September 2024 Director Beaton Sibulowa said, according to ZamPortal, ZamPortal had over 3.7 million recorded transactions and had generated 5 billion Kwacha since its inception 1. In July 2026 Daniel Mwewa, principal accountant at the Ministry of Finance and National Planning, speaking for the Accountant General's Office, said the platforms had collected more than K8.8 billion (US$488 million), according to the Office of the Accountant General, as reported by ITWeb 2. He credited ZamPay with reducing cash handling and leakages 2.
By July 2026 eight local councils were onboarded for payments such as property rates, business levies and permits, with plans to reach all 116 local authorities 2.
The official pages opened for this article do not describe how receipts settle into government accounts at the Bank of Zambia, and do not publish a payer fee schedule.
Audit findings
The Auditor General's report for 2024, presented to Parliament by Acting Auditor General Dr Ron Mwambwa, found K4.39 billion in tax liabilities unpaid to the Zambia Revenue Authority, as reported by Augustine Sichula of Zambia Monitor on 3 October 2025 3. It found K1.32 billion in outstanding ground rent and K177.9 million in revenue arrears not collected at the Ministry of Lands and Natural Resources 3.
The Auditor General recommended stronger revenue collection systems, digitisation of records and regular internal audits 3. The report as described does not contain a finding on ZamPortal or the GSB, and no government response was reported 3.
Common questions
What is ZamPortal?
ZamPortal is a website and government platform on Zambia's Government Service Bus, where citizens access government services 1.
Who runs ZamPortal?
ZamPortal is deployed by the Electronic Government Division (SMART Zambia Institute) 1.
How much has ZamPortal collected?
K5 billion by September 2024 1. A Ministry of Finance official said the platforms had collected more than K8.8 billion by July 2026 2.
Can I pay Zambian government fees with mobile money?
Yes. Mobile money is one of the channels named by the Ministry of Finance in July 2026 2.
Can councils collect rates through the gateway?
Eight local councils were onboarded by July 2026, with plans to cover all 116 local authorities 2.
Rules and charges change. Check the official source linked on this page before you pay or travel. Spotted an error? Email hello@revenuecollectionexplained.org.
Sources
- ZamPortal: Director Sibulowa introduces the GSB (11 September 2024)
- ITWeb Africa, Arnold Mulenga: Digital services strengthen Zambia finances (10 July 2026)
- Zambia Monitor, Augustine Sichula: Zambia: Auditor-General's 2024 report reveals billions lost to irregularities in public accounts (3 October 2025)
- SMART Zambia Institute: Home page (undated)
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- Mobile money for government payments
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- Revenue leakage: what audit offices have found
Findings by audit offices in Tanzania, Sierra Leone, Nigeria and Zambia on revenue collected outside systems, not transferred or not remitted.
- Tanzania: the Government Electronic Payment Gateway (GePG)
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- Kenya: eCitizen collections and the Treasury Single Account
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